Your Local Phoenix Mortgage Expert

Austin Clarence

Mortgage Loan Officer · NEXA Mortgage

NMLS #1509690

"I help first-time buyers navigate the process with confidence — and find the best loan for their situation."

A Little About Me

I'm based right here in Phoenix — and I've helped buyers just like you.

Buying your first home is one of the biggest decisions you'll ever make. It can feel overwhelming — but it doesn't have to be. My job is to make the process clear, simple, and as stress-free as possible so you can focus on finding a home you love.

I'm a licensed loan officer at NEXA Mortgage, headquartered right here in the Phoenix area. I work with buyers across the country, but there's something special about helping someone buy their first home in the community I call home too.

Whether you have a strong credit profile or some bumps in your history, a large down payment or a smaller one — I'm here to find a path forward for you.

300+

Lenders in our network

States we can lend in

3.5%

Down payment options available

How I Can Help You

First-time buyer programs, flexible options, and expert guidance.

Here's what working with me actually looks like:

Down Payment Assistance

Many first-time buyers qualify for programs that cover part of the down payment. I'll help you find out if you're eligible.

Credit Flexibility

Not every lender is the same. Because I work with 300+ lenders, I can often find options for buyers who've been turned down elsewhere.

Rate Shopping Done for You

Instead of applying to multiple banks yourself, I shop your file across our lender network to find you the most competitive rate.

Clear Communication

I explain everything in plain English. No confusing jargon — just honest guidance at every step of the way.

The NEXA Advantage

Why being at NEXA means better outcomes for you.

Most banks and loan officers can only offer you their own products. At NEXA Mortgage, I have access to over 300 lenders across the country — which means I'm not limited to one set of guidelines, one rate, or one type of program.

That flexibility is a real advantage for first-time buyers, because it means:

I can often find programs that fit your situation even if you've been told "no" before
You get competitive rates because lenders compete for your business
More flexibility in underwriting for unique income situations or credit history
Access to first-time buyer programs, FHA, VA, USDA, and conventional options — all in one place
You work with me directly — not a call center — from application to closing

What to Expect

A simple, guided process from start to close.

Here's how the homebuying process typically works when we work together:

Start with a conversation

We talk through your goals, timeline, budget, and any questions you have. No pressure, no commitment — just clarity.

Get pre-approved

I'll run your application and get you a pre-approval letter — so when you find the right home, you're ready to make an offer confidently.

Find your home

Work with your realtor to find the right property. I'll be available throughout to answer questions and update your pre-approval if needed.

Close and get your keys

I'll guide you through the final steps and make sure everything goes smoothly so you can focus on moving in.

Ready to get started?

Reach out anytime — I'm happy to answer questions, walk you through your options, or get the process started.

(602) 737-2576 aclarence@nexalending.com

Call or Text Me Now

Austin Clarence | NMLS #1509690 | NEXA Mortgage | 3100 W Ray Road #201, Office #209, Chandler AZ 85226
Licensed to originate loans nationwide. This is not a commitment to lend. All loans subject to credit approval.

Austin Clarence

I'm based right here in Phoenix — and I've helped buyers just like you.

First-time buyer programs, flexible options, and expert guidance.

Why being at NEXA means better outcomes for you.

A simple, guided process from start to close.

Ready to get started?

Contact Info

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